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Charges That Can Be Reclaimed

You can include any of the following charges in a claim:

  • Interest Charged
  • Late Fees
  • Roll Over Fees
  • Payment Fees

Do I Qualify For A Refund?

It is possible that you qualify if you can answer yes to any two of these questions:

  • Did you take out a payday loan in the last 6 years
  • Did you roll that loan from month to month
  • Did you have multiple payday loans at the same time

Claim My Payday Loan

You may have been mis-sold these loans and be due a significant refund.

Why Can You Reclaim?

It's very simple. If your Payday Lender continuously rolled your loan over from month to month, with or without asking your permission and didn’t complete a full affordability check each time, they may have mis-sold that loan to you in those following months.

It doesn’t matter if your lender only rolled your loan over for one month or for twenty months! Lenders are required to complete correct affordability checks each time to assess whether that loan is right for you and if you are able to afford it.

What Are The Steps?

The good news is that you've already taken the first step by engaging with our site.

Here’s how we can assist you:

  1. With your permission, we match you with the most suitable company to work on your behalf
  2. They will assess whether you were mis-sold your Payday Loans
  3. They will check your loans with every payday lender you have used
  4. They will liaise with these payday lenders to recover any money due
  5. They will not charge you anything if your claim is unsuccessful so you have nothing to lose

You may have been mis-sold these loans and be due a significant refund.


Sanderson Drake Limited Registered Office: First Floor Bres House, Bres Road, llanelli, SA15 1UA. Registered England & Wales CRN: 10921548 ICO Registration: ZA316755 VAT No: 281819479

Sanderson Drake Limited is authorised and regulated by the Financial Conduct Authority Reg No. 831106 Sanderson Drake Limited Registered England & Wales. CRN: 10921548 ICO Registration: ZA316755. 

You do not need to use a claims management company (CMC) to process yur claim and you are able to contact your lender directly to raise a complaint. If you are not happy with the response from your lender you may be able to refer this to the Financial Ombudsman Service (FOS).

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